This is the most detailed type of survey and is usually required when a full assessment of the property is needed. It is also the most expensive. It is also highly advisable for older properties (pre 1900) or large or unusual buildings.
Surveys of this kind can take many hours to complete and cover all aspects of the property in greater depth than the Homebuyer's Report. It can also detail remedial works required. You have right of recourse to the Surveyor in the event a defect with the property is subsequently found which would have been there when the original survey was done – for example a woodworm infestation or rising damp.
Mortgage lenders tend to work with panels of approved surveyors, and it is generally best to allow the lender to instruct their nominated surveyor for the basic valuation that they require. If you would like a homebuyer’s report, many lenders will let you request one via them – otherwise, you are free to instruct any survey you need yourself.
With any level of survey, if there are potential or actual defects found, the surveyor may suggest you obtain additional specialist reports.
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