A mortgage is a type of loan that a bank or building society lends to you to help you buy a property. You may also be interest in Subprime Mortgages
The amount of mortgage you need to borrow will depend on the amount you've saved up to put towards a deposit for a property, and the amount you still need to reach the purchase price of the property you want to buy.
So the amount of mortgage you then take out will be a percentage of the purchase price – which is called a loan-to-value or LTV.
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